RICHARD THOMAS, J.D. - TEAM MEMBER

MORTGAGE BANKING, FINANCIAL SERVICES, REAL ESTATE ACQUISITIONS AND DEVELOPMENT

Strategic management and risk assessment specialist, having Developed & Maintained relationships with public/private lenders, investment banks, securities firms, and credit unions. Specifically: structure, negotiate, and underwrite for business, real estate and securities transactions. Negotiate, draft and interpret contacts. Create and draft loan programs and underwriting criteria. Continually develop, manage and train on new and existing products & programs for commercial real estate transaction and business acquisition and/or development. Actively participate in all staffing issues, originate & maintain national/local bank, credit union and broker business referral accounts. Structuring and underwriting complex commercial real estate and financial transaction. Negotiated a third-party origination platform to “white-paper” a $2 billion bank’s commercial real estate loan products with the capacity to originate loans up to $30 million. Established a reciprocal commercial real estate loan origination program with a $24 Billion regional bank. Placed over $240 Million in senior debt approvals. Maintained & Established relationships with national & international public & private senior debt lenders and equity investors.

 

Rich is also an Expert consultant, opinion writer and researcher for consumer based public utility issues. Additionally, Rich has worked in the areas of: Federal, State, and Municipal Litigation. Federal and State jury trials, motion practice, and settlement negotiations. Litigated Contracts, Employment Law, Mortgage Foreclosure, Real Estate, Zoning, and Land Use. He has expert working knowledge of the following Federal and State laws; Title VII, ADA, NJLAD and has worked as General Counsel to a number of small corporations. His Transactional expertise includes: business in the areas of Mortgage Banking, Financial Services, Real Estate Acquisitions and Development, Import /Export and Telecommunications.

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EDUCATION:

Juris Doctor, Widener University School of Law.

Directed Research: “Trustee Liability Under Superfund.”

Seminar Paper: “Superfund Liability for Mortgage Bondholders”

Master of Arts, Communication Studies, Bloomsburg University